Simplify your life! Online Banking offers you a convenient, easy, and secure solution to your busy life! "Bank Around the Clock" - 24 hours a day, 7 days a week.

• Apply Here
• Home Bank
• Bill Pay
• eStatement NEW
• FAQ
• Small Business Home Bank & Bill Pay
• Cash Management
• Remote Deposit Access or Information
• Safety & Security Online

If you're ready to bank online, click below to apply. If you still have questions, please E-mail, or call our online banking representative at 1-800-897-7499 or 318-256-1248. You may also stop by any of our convenient locations.

• Check account balances and history
• View current transactions (cleared checks, debits, deposits)
• Online Stop Payments only $10.00
• Transfer funds between PSB accounts
• Download account information into financial programs such as Microsoft Money or text or spreadsheet)
• And It’s Free

Quick Steps to Start Banking Online

Experience the time & money saving way to pay your bills:

• Get Bill Pay FREE with any account - sign-up required.
• No more stamps, envelopes, or trips to the post office!
• Pay bills by check or electronic funds transfer.
• Pay any individual or business anywhere in the U.S*.
• Set up recurring payments – quarterly, monthly, even weekly.
• View online payment history to determine when they were processed.

Quick Steps to Pay Bills Online

* Tax payments and court order payments may be scheduled, Peoples State Bank does not recommend this method.

eStatements

Want a more secure way to receive you monthly statements?
Tired of the having to file paper statements?

Sign up for eStatements today!
To start receiving eStatements, you must sign up for Online Banking. Sign up for Online Banking and eStatements today!

Need assistance signing up for eStatements? Click here for our User Guide

Still have questions, check out the FAQ page to learn more.

The perfect solution for any small business to bank when it is convenient for you!

• Check account balances and history
• View current transactions (cleared checks, debits, deposits, etc.)
• Stop Payments only $10.00 when processed online
• Transfer funds between PSB accounts
• Download account information into financial programs such as Microsoft Money or text or spreadsheet)
• No more stamps, envelopes, or trips to the post office!
• Pay bills by check or electronic funds transfer.
• Pay any individual or business anywhere in the U.S*.
• Set up recurring payments – quarterly, monthly, evenly weekly.
• View online payment history to determine when they were processed.
• FREE upon signing up!!

*Tax payments and court order payments maybe scheduled, however People State Bank does not recommend this method.

This feature of Online Banking extends the bank into the office. Our complete reporting service gives your business access to the financial information needed to manage your company's cash. The system allows your company to:

• Provide transaction history and paid items
• Transfer Funds
• Generate electronic tax payments and other automated files
• Direct deposit of payroll
• Account-to-account transfers
• Cash Concentration
• Wire Transfers (additional fee applies)
• ACH Originations (additional fee applies)
• ACH File Uploads (additional fee applies)
• Float reporting
• Balance Reporting

Cash Management is designated for commercial accounts. For the monthly fee of $24.95, experience the luxury and benefit of Cash Management. Sign up for Cash Management today by calling the Online Banking Representative at 1-800-897-7499 or 318-256-1248.

Bring the bank's teller window to your business!

• Capture money orders, personal checks, cashier checks, business checks electronically
• No more driving to the bank to make a deposit
• Receive funds faster
• Find out about returned items quicker
• Improves efficiency and profitability

Since online banking requires private financial information to travel over the public Internet, security is a major concern for Peoples State Bank. Internet banking transactions have a comparable safety record to conventional banking activities such as visiting a teller or using an ATM.

Peoples State Bank employs security measures such as:

• Encrypted transmissions
• Passwords
• Firewalls and perimeter security
• Limited personal liability in the event of fraud
• Multiple Layers of Security

Online banking is secure because it includes multiple security steps and procedures.

• Physical Security
  Peoples State Bank has traditionally safeguarded our computer network by closing it off to the outside world. A firewall guards Peoples State Bank’s network connection to the Internet and serves as a check point to accept or deny each attempt at communication according to strict specifications.
   
• Government Security
  FDIC is the next layer of protection. Through audits and examinations of Peoples State Bank, the security is continually being monitored and regulated. Audits now include the computer services and online offerings to protect against security breeches.
   
• Regulation E
  Regulation E is a governmental policy designed to protect online transactions. This law states that if a customer notifies his/her financial institution within two business days of learning about an unauthorized transaction (including online banking), personal liability is limited to $50.00.
   
• User Security
  A users personal computer needs security features as well. Unless customers are educated about their part in Internet security, this can be the weakest security link. Customers are encouraged to use passwords to limit others’ access on their PCs and laptops. It is also important not to leave an Internet banking session unattended. These extra precautions go a long way to ensure the security of Internet banking.

Thanks to the combined efforts of Peoples State Bank, software, and legal regulations, Internet banking is an excellent option for secure banking services.